A responsible choice.
Environmentally and financially.
As we all work to lessen our environmental footprint, the recently enacted Inflation Reduction Act offers an added incentive to ELCA congregations and ministries: a Direct Pay Program providing rebates for clean energy investments, including electric vehicles (EVs), efficiency upgrades, heat pumps, and more.
Ready to get started? We're here to help.
Featured story
The river runs through Zumbro Lutheran Church.
The design of the renovated sanctuary in the downtown Rochester, Minnesota, church was influenced by the nearby Zumbro River. An MIF loan helped create a more welcoming, more flexible worship space as well as ministry spaces that encourage meaningful outreach to the community.
An Enduring Vision
The Mission Investment Fund’s 2023 Annual Report and 2024 Offering Circular are available to read online.
Throughout the past year, MIF’s commitment to all of our valued partners was steadfast, and objective measures of our strength and stability remained impressive.
We hope you’ll take a few minutes to read our latest Annual Report, review the financial details, and be inspired by real-life stories of how partnering with MIF is helping build a stronger, more vibrant church.
7-Month
Term Investment
Term Investment
4.95
*APY = Annual Percentage Yield. Rates effective September 1, 2024, and subject to change without notice.
**At maturity, this Investment automatically renews into a 3-year term with the then-current APR unless the investor affirmatively elects differently. This Investment is otherwise subject to the terms and conditions set forth in the Offering Circular. This Term Investment is not eligible to be held as a Retirement Savings Account (Traditional or Roth IRA). See full terms at mif.elca.org/investments.
Invest now and earn 4.95% APY* on our new 7-Month Term Investment**
Take advantage of our newest term, our highest rate and this limited-time opportunity to make a real difference in our communities of faith.
Featured story
MIF loan does double duty in Midtown Manhattan
A close working relationship with the Mission Investment Fund helped Saint Peter’s Church tackle two major renovation projects.
Loans
With highly competitive rates and a wealth of expertise in church building and church finance, the Mission Investment Fund is a go-to financing choice for congregations and ministries undertaking major projects. And as a ministry of the ELCA, MIF is guided by values rooted in our Christian faith and Lutheran traditions.
Loans for Congregations and ELCA-Related Ministries
Take advantage of competitive rates and terms
Investments
The Mission Investment Fund offers a range of investments for individuals as well as ELCA congregations and ELCA-related ministries.
Personal Investments
Save for retirement, a child’s education or a rainy day. At the same time, fund building loans that help spread God’s love.
Investments for Ministries
Grow funds for endowments, capital projects, youth ministries and other ministry needs while helping fund loans to other ELCA congregations and ministries.
